Spread the cost
of purchases over
30 days - 18 months.
We use open banking
to review and assess
your affordability,
not just your credit score.
We're FCA regulated
so you can be sure
you're in safe hands.
Stay on top of
payments and build your
credit score with us.
Sign up for exclusive offers and discounts from the stores we love.
Sign up for discounts, giveaways, offers and promo codes straight to your inbox from all your favourite brands.
Check us out when you checkout.
You can choose Payl8r at 1000s
of partner stores.
0% interest if you pay back within
30 days or spread it over 3, 6, 9, 12
or even 18 months.
Subject to status. T&Cs apply. 18+ UK residents only.
Track purchases and
payments through your
portal and get reminders
on your phone.
We run a soft credit check
when you apply and
use open banking to
assess your affordability.
We understand
situations can change.
That’s why we offer
alternative ways to pay.
Never miss a payment.
We’ll take payments
automatically from your
account each month.
